Newsletters

January

• HOT TOPIC: Revisiting the 4% Rule

  For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm.

• Five Tips to Regain Your Retirement Savings Focus in 2021

  This article presents five steps that could help focus and enhance a retirement savings strategy in 2021.

• Money Market Funds in a Low Rate Environment

  Did you know there still may be reasons to hold money market mutual funds despite low yields? Read this article to find out more.

• Prepare Your Finances for the Next Emergency

  The pandemic has underscored the importance of a well-stocked emergency fund. This article offers tips for building up a cash reserve.

• Gift vs. Inheritance: Consider the Tax Difference

  When deciding whether to gift assets now or transfer them to heirs at death, you need to understand step-up in basis and tax consequences.

• Take Advantage of Deductions for Business Investments

  A look at bonus depreciation and Section 179, plus CARES Act changes that may benefit companies that reconfigured spaces for safety reasons.

December

• Full House: Adult Children Coming Home

  If your adult children have returned to your once-empty nest, these tips might help promote a peaceful and productive living situation.

October

• Accumulating Funds for Short-Term Goals

  Saving for short-term goals can require a conservative approach. This article explores some guidelines and potential investment vehicles.

September

• Could You Be Responsible for Your Parents’ Nursing Home Bills?

  Filial responsibility laws can hold children responsible for certain parental debts. This potential liability is one reason to plan for long-term care needs.

• Why Family Businesses Should Have Succession Plans

  Do you know the reasons why business owners might need to take the time to develop a thoughtful succession plan?

August

• Consider a Roth Conversion for Tax-Free Income

  Lower tax rates and asset values may make now the time to consider a Roth conversion. This article outlines the rules and potential benefits.